Financing Options for Your Fine Fashion Jewelry and Custom Design Jewelry Purchases
Our financing options help turn your fine fashion jewelry and custom design jewelry dreams into reality.
We offer customers 12-month no interest or a 48-month low-interest rate of 9.99 percent through IDDEAL by Comenity Capital Bank. Financing through IDDEAL allows customers to avoid prepayment penalties and annual fees. The application process is completed in-store and is fast and easy. Customers who wish to apply for this special financing offer must bring the following:
-Government-issued photo identification.
-Government-issued social security number.
-Valid mailing address with a street, rural route, or APO/FPO. We do not accept P.O. Box mailing addresses for the credit application.
All John Thomas fine fashion jewelry and custom design jewelry pieces come with a free lifetime nationwide warranty. Every six months, customers receive a reminder to have their jewelry inspected. As a bonus, we pay for our customers’ first year of insurance coverage.