Financing

financing options for your fine fashion jewelry and custom design jewelry purchases
fast, easy, in-store

Flexible Financing Through IDDEAL

Our financing options help turn your fine fashion jewelry and custom design jewelry dreams into reality.

We offer customers 12-month no interest or a 48-month low-interest rate of 9.99 percent through IDDEAL by Comenity Capital Bank. Financing through IDDEAL allows customers to avoid prepayment penalties and annual fees. The application process is completed in-store and is fast and easy.

Ask About Financing
IDDEAL by Comenity Capital Bank

What to bring to apply

Customers who wish to apply for this special financing offer must bring the following:

  • Government-issued photo identification
  • Government-issued social security number
  • Valid mailing address with a street, rural route, or APO/FPO. We do not accept P.O. Box mailing addresses for the credit application.

Lifetime warranty included

All John Thomas fine fashion jewelry and custom design jewelry pieces come with a free lifetime nationwide warranty. Every six months, customers receive a reminder to have their jewelry inspected. As a bonus, we pay for our customers' first year of insurance coverage.

12-Mo
No Interest Option
9.99%
48-Month Low Rate
Lifetime
Nationwide Warranty
Year 1
Insurance On Us

Make it yours today, pay over time

Visit the showroom to apply in minutes — approval is fast and easy.

Visit the Showroom